| Feature | OnlyFunds | Substy |
|---|---|---|
| Fully autonomous AI chat | ✓ | — |
| Real-time fan behavior adaptation | ✓ | — |
| Script-free operation | ✓ | — |
| 60-second onboarding | ✓ | — |
| Revenue attribution | ✓ | ✓ |
| CRM & fan management | ✓ | ✓ |
| Mobile CRM | ✓ | — |
| Growth network | ✓ | — |
| Multi-platform support | ✓ | Partial |
| AI compliance layer | ✓ | — |
| Per-conversation bot toggle | ✓ | — |
Substy.ai relies on predefined scripts and fixed upsell rules. OnlyFunds's AI is genuinely autonomous — it makes decisions about when to sell, when to chat, and when to hand off, without templates.
Substy.ai layers 8.5–15% commission on top of monthly subscriptions. OnlyFunds's sliding scale is transparent — you see exactly what you pay at every earnings level.
Substy.ai is desktop-only. OnlyFunds includes a full mobile CRM — manage conversations, check analytics, and toggle AI controls from your phone.
OnlyFunds's Share-for-Share network lets creators cross-promote without spending a dollar on ads. Substy has no equivalent.
OnlyFunds handles CAPTCHA, 2FA, and session auth automatically. No credential storage, no manual configuration. You're live in under a minute.