Terms of Service

1. Agreement to These Terms

These Terms of Service (the "Terms") form a binding legal agreement between you ("you", "your", "Customer") and OnlyFunds, [Insert legal entity name], a Florida limited liability company ("OnlyFunds", "we", "us", or "our") governing your access to and use of the OnlyFunds website, the OF Creator Tools browser extension, the Auto Chatter service, the Fully Managed and Self Managed service tiers, the OnlyFunds content libraries (including caption, GIF, image, game, and share-for-share template assets), any related APIs, software, native messaging hosts, mobile or desktop applications, and all updates, support, and related materials (collectively, the "Services").

By accessing the Services, clicking "I accept", entering a license key, or otherwise using or paying for any portion of the Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not access or use the Services.

2. Definitions

• Account — your OnlyFunds customer record, identified by license key, billing email, and bound OnlyFans handle.
• Auto Chatter — the AI-driven conversational service operated by OnlyFunds that automates fan messaging on the Customer's OnlyFans page.
• Automated System — the proprietary OnlyFunds backend and tooling that performs scheduling, campaign rollout, vault organization, and other operations on behalf of Fully Managed customers.
• Content Library — the collection of captions, GIFs, image advertisements, subscribe-campaign assets, interactive game templates, and share-for-share ("S4S") templates licensed to Self Managed customers.
• Fully Managed Service — the service tier in which OnlyFunds personnel operate the Customer's OnlyFans page on the Customer's behalf in exchange for a percentage of monthly OnlyFans earnings.
• License Key — the credential issued by OnlyFunds that authorizes use of the Self Managed Service for a specific OnlyFans page.
• OF Creator Tools Extension — the OnlyFunds browser extension that delivers automation features to Self Managed customers.
• OnlyFans — the third-party adult-content subscription platform operated by Fenix International Ltd. and its affiliates. OnlyFans is not a party to these Terms.
• Self Managed Service — the service tier in which the Customer operates their own OnlyFans page using the OF Creator Tools Extension, Auto Chatter, and Content Library access in exchange for a per-page subscription fee.

3. Eligibility

You represent and warrant that: (a) you are at least eighteen (18) years of age and the age of majority in your jurisdiction; (b) you have full legal capacity to enter into a binding contract; (c) you are not barred from receiving the Services under the laws of any applicable jurisdiction; (d) you are the owner of, or are duly authorized to act on behalf of the owner of, any OnlyFans page bound to the Services; (e) your use of the Services will not violate OnlyFans' then-current Terms of Service or Acceptable Use Policy, or any other agreement to which you are subject; and (f) your performance of these Terms and your use of the Services will not cause OnlyFunds to violate any applicable law, regulation, or agreement.

The Services are intended only for adult creators producing adult-permitted content within the OnlyFans platform's rules. Any use of the Services to create, distribute, solicit, or promote content involving minors, non-consenting persons, unlawful acts, or material prohibited by OnlyFans is strictly forbidden and will result in immediate termination.

4. Account Registration & Security

To access most of the Services you must create an account or activate a License Key. You agree to (a) provide accurate, current, and complete information; (b) maintain and promptly update your information; (c) keep your License Key, billing credentials, and any access tokens confidential; and (d) notify us immediately of any actual or suspected unauthorized access to your account.

You are responsible for all activity that occurs under your License Key or account, including any actions taken by persons you authorize to access your account. OnlyFunds is not liable for any loss or damage arising from your failure to safeguard your credentials.

5. Subscription Plans & Billing

5.1 Self Managed Service

The Self Managed Service is offered as a recurring subscription billed monthly per OnlyFans page in advance. Subscriptions automatically renew on each monthly anniversary until cancelled. Fees are non-refundable except as expressly stated in Section 5.4 or as required by applicable law.

5.2 Fully Managed Service

The Fully Managed Service is offered on a performance-linked basis. The Customer agrees to pay OnlyFunds a percentage (the "Management Fee") of the gross OnlyFans earnings generated by the bound page during each calendar month. The Management Fee percentage and any minimums are set forth in a separate written engagement schedule executed between the Customer and OnlyFunds prior to onboarding. Management Fees are computed based on the figures reported in the Customer's OnlyFans Statistics dashboard and are invoiced or remitted in accordance with the engagement schedule.

5.3 Payment Processing

All payments are processed by Stripe, Inc. or another payment processor designated by OnlyFunds. By providing payment information you authorize OnlyFunds and its processor to charge the applicable fees, taxes, and any authorized add-ons to your designated payment method. You represent that you are authorized to use the payment method provided.

5.4 Cancellation & Refunds

You may cancel a Self Managed subscription at any time through your account or by emailing billing@onlyfunds.com. Cancellation takes effect at the end of the current paid billing period; you retain access through that date. Fees already paid are non-refundable except in the case of: (a) a billing error caused by OnlyFunds; (b) duplicate charges; or (c) where required by applicable consumer-protection law. Fully Managed engagements may be terminated as set forth in the applicable engagement schedule.

5.5 Taxes

Fees are exclusive of all taxes, levies, and duties imposed by taxing authorities, all of which the Customer is responsible for paying (other than taxes based on OnlyFunds' net income).

5.6 Late Payment & Suspension

OnlyFunds may suspend or terminate access to the Services if any payment is overdue. Overdue amounts may bear interest at the lesser of 1.5% per month or the maximum rate permitted by law, plus all costs of collection.

6. License Grant

Subject to your continued compliance with these Terms and payment of all applicable fees, OnlyFunds grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license during the term of your subscription to: (a) install and use the OF Creator Tools Extension on devices you own or control; (b) access the Auto Chatter service; and (c) use the Content Library assets solely on OnlyFans pages owned or operated by you.

Except as expressly permitted, you shall not (i) copy, modify, translate, or create derivative works of the Services or the Content Library; (ii) reverse engineer, decompile, or disassemble any part of the Services, except to the extent applicable law expressly permits; (iii) rent, lease, lend, sell, sublicense, distribute, or otherwise transfer the Services or any Content Library asset to any third party; (iv) remove or alter any proprietary notices; (v) use the Services to build or train a competing product; or (vi) use the Services in violation of any law, OnlyFans policy, or third-party right.

7. Acceptable Use Policy

You agree not to use the Services to:

• violate the OnlyFans Terms of Service, Acceptable Use Policy, or any other rule of the OnlyFans platform;
• create, distribute, or promote content depicting minors, non-consenting persons, or any conduct unlawful in your jurisdiction or in the United States;
• impersonate any person, misrepresent your affiliation with any person or entity, or operate accounts under false identity;
• send unsolicited bulk messages, spam, deceptive marketing, or content engineered to defraud or mislead fans;
• harass, threaten, defame, or stalk any person;
• interfere with, disrupt, or attempt to gain unauthorized access to any portion of the Services or any system or network connected to the Services;
• use any automated means to access or interact with the Services other than the automation features OnlyFunds expressly provides;
• introduce malware, viruses, or other harmful code; or
• use the Services for any purpose prohibited by applicable law.

OnlyFunds may, in its sole discretion, suspend, throttle, or terminate access to the Services at any time, without prior notice, for any conduct that OnlyFunds reasonably believes violates this Section or is otherwise harmful to OnlyFunds, its customers, or any third party.

8. Customer Content & Bound OnlyFans Page

You retain all right, title, and interest in and to any content you upload, store, or generate using the Services ("Customer Content"), including the materials posted to your OnlyFans page. You grant OnlyFunds a worldwide, royalty-free, non-exclusive, sublicensable license to host, copy, transmit, display, and process Customer Content solely as necessary to provide and improve the Services, including by training Auto Chatter on your messaging style and tone (you may opt out of model training in your account settings).

You represent and warrant that you have all rights necessary to grant the license above and that your Customer Content, and the Services' use of it as authorized by these Terms, will not infringe, misappropriate, or violate any third party's rights.

For Fully Managed engagements, you authorize OnlyFunds and its designated personnel to access and operate your OnlyFans page on your behalf to deliver the agreed services. You remain responsible for the underlying OnlyFans account and its compliance with OnlyFans policies. You agree not to revoke that authorization without first terminating the engagement in accordance with the engagement schedule.

9. OnlyFunds Intellectual Property

As between the parties, OnlyFunds owns and retains all right, title, and interest in and to the Services, the OF Creator Tools Extension, Auto Chatter, the Automated System, the Content Library, all related software, source code, algorithms, models, designs, trademarks, and other intellectual property, including all derivative works and improvements thereof. No rights are granted to you except as expressly set forth in Section 6.

Feedback, suggestions, or ideas you provide regarding the Services may be used by OnlyFunds without obligation or compensation, and you hereby grant OnlyFunds a perpetual, irrevocable, worldwide, royalty-free license to do so.

10. Third-Party Services

The Services interoperate with third-party services including OnlyFans, Stripe, browser vendors, and AI model providers. OnlyFunds is not responsible for, and does not control, any third-party service. Your use of any third-party service is governed by its own terms. The availability of any third-party integration may be modified or terminated at any time without liability to OnlyFunds.

OnlyFunds is not affiliated with, sponsored by, endorsed by, or otherwise officially connected to OnlyFans or Fenix International Ltd.

11. Confidentiality

Each party may disclose to the other non-public business, technical, or financial information ("Confidential Information"). The receiving party shall (a) use the Confidential Information solely to perform under these Terms; (b) protect it with the same degree of care it uses for its own confidential information of similar importance, but in no event less than reasonable care; and (c) not disclose it to any third party except to its employees, contractors, or advisors who have a need to know and are bound by confidentiality obligations no less protective. The obligations in this Section do not apply to information that is publicly available, independently developed, or required to be disclosed by law (in which case the receiving party shall give prompt notice where legally permitted).

12. Privacy

OnlyFunds' collection and use of personal information is described in our Privacy Policy and, for residents of the EEA/UK/Switzerland, our GDPR Notice. By using the Services you consent to that processing.

13. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ONLYFUNDS AND ITS LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

ONLYFUNDS DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS; THAT ANY DATA WILL BE SECURE OR NOT LOST OR ALTERED; OR THAT THE SERVICES WILL PRODUCE ANY PARTICULAR EARNINGS, GROWTH, ENGAGEMENT, OR BUSINESS OUTCOME. PAST RESULTS DO NOT GUARANTEE FUTURE RESULTS. ONLYFUNDS MAKES NO REPRESENTATION OR WARRANTY THAT YOUR USE OF THE SERVICES WILL COMPLY WITH THE THEN-CURRENT TERMS OR POLICIES OF ONLYFANS, AND YOU REMAIN SOLELY RESPONSIBLE FOR THAT COMPLIANCE.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL ONLYFUNDS, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ONLYFUNDS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

ONLYFUNDS' TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES PAID BY YOU TO ONLYFUNDS DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US $100). MULTIPLE CLAIMS DO NOT ENLARGE THIS LIMIT.

The limitations in this Section apply notwithstanding any failure of essential purpose of any limited remedy. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so these limitations may not apply to you.

15. Indemnification

You agree to defend, indemnify, and hold harmless OnlyFunds, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Services; (b) your Customer Content; (c) your breach of these Terms or violation of any law or third-party right; (d) the operation of your OnlyFans page, including any violation of OnlyFans' policies; or (e) any dispute between you and any third party. OnlyFunds reserves the right to assume the exclusive defense of any matter for which you owe indemnification, in which case you will reasonably cooperate.

16. Term & Termination

These Terms apply from the date you first access the Services and continue until terminated. You may terminate by cancelling your subscription and ceasing all use. We may terminate or suspend access at any time, without notice, for any conduct that we reasonably believe violates these Terms or is harmful to OnlyFunds, its customers, or any third party, or for any other reason in our sole discretion.

Upon termination: (a) your right to use the Services immediately ends; (b) any outstanding fees become due; and (c) Sections 6 (last sentence), 8, 9, 11, 12, 13, 14, 15, 16, 17, 19, 20, 21, and 22 will survive.

17. Modifications to the Services or Terms

OnlyFunds may modify the Services at any time, including by adding, removing, or changing features. OnlyFunds may also modify these Terms at any time by posting the updated Terms on this page and updating the "Last updated" date. Material changes will be communicated through the Services or by email. Your continued use of the Services after changes become effective constitutes your acceptance of the updated Terms. If you do not agree, your sole remedy is to cancel your subscription and stop using the Services.

18. Force Majeure

OnlyFunds is not liable for any delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, war, terrorism, civil disturbances, epidemics or pandemics, governmental orders, labor disputes, internet outages, third-party service outages (including OnlyFans, Stripe, or AI providers), or hardware failures.

19. Governing Law & Venue

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law principles. Subject to Section 20, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in the State of Florida for any matter not subject to arbitration. [Lawyer to confirm specific county/court.]

20. Dispute Resolution & Binding Arbitration

PLEASE READ CAREFULLY. THIS SECTION AFFECTS YOUR LEGAL RIGHTS.

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services (a "Dispute") shall first be addressed by good-faith negotiation. If the parties cannot resolve the Dispute within thirty (30) days of written notice, the Dispute shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration shall take place in the State of Florida [lawyer to confirm county], or by videoconference at the customer's election. The arbitrator's award shall be final and may be entered in any court of competent jurisdiction.

Class action waiver. All Disputes shall be resolved on an individual basis. The parties waive any right to bring or participate in any class, collective, or representative action.

Opt-out. You may opt out of this arbitration agreement by sending written notice to legal@onlyfunds.com within thirty (30) days of first accepting these Terms, with your name, billing email, and a clear statement that you wish to opt out.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in court to prevent actual or threatened infringement, misappropriation, or breach of intellectual-property or confidentiality rights.

21. General

Entire Agreement. These Terms, together with the Privacy Policy, GDPR Notice, and any engagement schedule signed for Fully Managed Service, constitute the entire agreement between the parties and supersede all prior or contemporaneous understandings.

Severability. If any provision is held unenforceable, the remaining provisions remain in full force and effect.

No Waiver. Failure to enforce any right or provision is not a waiver of that right or provision.

Assignment. You may not assign or transfer these Terms, by operation of law or otherwise, without OnlyFunds' prior written consent. OnlyFunds may assign these Terms freely.

Independent Contractors. The parties are independent contractors. Nothing in these Terms creates a partnership, joint venture, agency, fiduciary, or employment relationship.

Notices. Notices to you may be given by email to the address associated with your account, by posting in the Services, or by U.S. mail. Notices to OnlyFunds must be sent to legal@onlyfunds.com with a copy to [Insert physical mailing address].

Headings. Section headings are for convenience only and have no substantive effect.

22. Contact

OnlyFunds, [Insert legal entity name]
[Insert physical mailing address]
Email (legal): legal@onlyfunds.com
Email (billing): billing@onlyfunds.com
Email (general): contact@onlyfunds.com